Mortgage

An exclusive investor’s guide to financing, mortgages and financial options when acquiring property with Ibiza Royal Agency. Professionalism, trust and expertise for your investment abroad. Investing in property on the island through Ibiza Royal Agency is far more than a lifestyle choice — it’s a strategic financial decision. It calls for thorough analysis, a clear plan, and professional guidance...

Discover whether now is the right time to buy a property and how to assess your financial and personal readiness. Professional insight from Ibiza Royal Agency. Purchasing a property is one of the most significant milestones in anyone’s life. It represents not only a financial investment but also a personal and emotional commitment to the future. At Ibiza Royal Agency, we understand that many clients...

On 1 October 2025, the Spanish Supreme Court delivered a landmark ruling that could change the mortgage landscape in Spain. After years of legal disputes and European court decisions, the legality of IRPH-linked mortgages has finally been addressed. This index, used by several banks as an alternative to the Euribor, has been controversial due to its financial impact on consumers. What Does This Ruling...

Understand the key responsibilities of a mortgage guarantor and how they can affect your decision to buy a property. Ibiza Royal Agency offers expert guidance to help you weigh the pros and cons with confidence. What Does It Mean to Be a Mortgage Guarantor? Becoming a guarantor for a mortgage is a serious financial commitment. It means you agree to take on the responsibility of repaying the loan if...